A Children’s Protective Trust is a type of Trust that is set up to ensure that your children are able to have responsible access to funds as they grow up.

 We include Guardianship provisions in our Will but it is important that your chosen Guardians are able to manage finances in the best interests of your children, should something happen to you.

Our Trusts mean that funds can be used to pay for your children’s education, holidays and living costs whilst they grow up, but ensure that they only receive the full balance of your Estate when they are of a responsible age (this can be from 18, but between 21 and 25 is usual).

This type of Trust also means that should bereaved children run into difficulties, such as divorce, drug or alcohol problems, the end balance can be protected until these issues have been resolved. The Trust also means that your children will be able to have recourse to state help without your Estate needing to be eaten up to finance this.

If you have a disabled relative or child, then it is certainly in their best interests for you to have this type of Trust included in your Will. These Trusts are tax efficient, whilst also ensuring that a disabled beneficiary is able to claim the help they require from the State, without having to use the funds that you have given to them.

In the case of physically disabled beneficiaries, this type of Trust can be run primarily by the beneficiary him or herself. In the case of those with learning disabilities or complex mental health needs, this type of Trust will generally be run by trusted family members or friends.

This is a popular type of Trust which protects each persons share of the property from the care home fees and remarriage of the survivor after second death. Marriage revokes all former Wills and it is not uncommon to see children cut out.

This type of Trust is one way to ensure that your children receive your share of the property. The Trust also means that should the survivor of a couple go into a care home, then the share of the house of the first to die will be protected from these fees and will pass to the children or the other chosen beneficiaries.

This type of Trust is very popular, as it offers an excellent level of protection; in particular, the Trust should almost always be set up when a couple has children from previous relationships. Although, even where this is not the case, this type of Trust is still highly advisable.